Top 4 Credit Consolidators and Credit Card Debt Consolidation

About 40 percent of credit card users pay off their cards each month. The remaining 60 percent carry balances. This split in credit-spending patterns has been happening for years, and the gap seems to be widening.

There's evidence that folks carrying balances are letting them pile up more and more. The average credit card debt for Americans who revolve balances has gone up by nearly a third in five years, from $4,230 in 1995 to $5,610 in 2000, according to statistics gathered by the Credit Research Center at Georgetown University and Trans Union.

Today, managing your credit card debit is just as important as having credit cards. The following companies can help you do just that.

1. CreditAndDebt: CreditAndDebt was formed in 1998 by a group of business people who had worked in the areas of credit and debt extensively. Experience ranged from working directly with the credit bureaus on credit restoration to contacting creditors to lower monthly payments and beginning the process of financial recovery. They have pooled together an intimate knowledge of the industry from an inside-out perspective and have researched and selected companies that they feel best benefit the consumer. Thousands have become debt free in a very short amount of time using their program. There is no obligation to the free consultation! Click here to become Debt Free

2. DebtAdvocates: Their debt management program is the safest and easiest way for consumers to become debt free. They work exclusively with approved non-profit credit counseling agencies to secure you the best possible interest rates, and lowest monthly payments possible. Their credit counseling companies currently help over 1 million consumers repay their unsecured debt, while saving thousands of dollars in unnecessary interest fees. They can help consumers, whether past due or current, design a payment plan that is right for them. They can consolidate all your unsecured debt such as, credit cards, medical bills unsecured loans, and student loans into one lower monthly payment. Bill Problems? FreeDebtConsolidation.com can help you reduce your monthly payments by 50%. For a free consultation click here.


3. Credit Card Consolidators: Their Non-Profit Credit Card Consolidators can help you reduce your credit card bills and unsecured debt, FREE OF Charge! They will help you Cut Your Debt in Half, Improve Your Credit Rating, Lower Your Monthly Payments by 40 to 60%, Stop the Annoying Phone Calls and Harassment, Totally Eliminate Late Fees, Reduce High Interest Rates, and Consolidate Your Bills into 1 Low Monthly Payment. Click here for proven ways to cut your bills in half!

4. iDebtHelp Debt Consolidation Services: (iDebtHelp.com) has been helping consumers resolve their debt concerns since 1995. Its top executives have over 50 years of debt counseling, accounting, financial planning, and legal experience, combined. It has developed the most unique and effective menu of programs in the industry. Through its programs, their consumers have in total reduced the balance of their debt by over $10 million. Unlike most other companies in the industry, these programs are designed for the primary benefit of the consumer, not the creditor. Despite this emphasis, some of the largest creditors in the country now realize the importance of these programs and refer their clients to help them avoid bankruptcy. The company's primary mission is to help the consumer avoid bankruptcy by dissolving debt in the fastest time possible within a manageable budget. Click here for more information. Click here to enter the $10,000 Credit Card Debt Payoff Sweepstakes

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